Terms of Service

Acceptance of Terms

By accessing or using DebtCalc ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

Description of Service

DebtCalc provides free online financial calculators and educational content. All calculations run entirely in your browser, we do not store, transmit, or have access to any numbers you enter.

Not Financial Advice

The tools and content on this Site are for informational and educational purposes only. Nothing on this Site constitutes financial, tax, legal, or investment advice. Always consult a qualified professional before making financial decisions. See our Disclaimer for full details.

Intellectual Property

All content on this Site, including text, graphics, logos, and calculator designs, is the property of DebtCalc and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

User Conduct

You agree not to misuse the Site, including but not limited to: attempting to gain unauthorized access, introducing malicious code, scraping content for commercial purposes, or using the Site in any way that violates applicable laws.

Third-Party Links & Affiliates

The Site may contain links to third-party websites and affiliate links. We may earn a small commission from qualifying purchases at no extra cost to you. We are not responsible for the content, accuracy, or practices of external sites.

Limitation of Liability

DebtCalc is provided "as is" without warranties of any kind. We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site.

Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Contact

Questions about these terms? Visit our Contact page.

Last updated: March 2026