Debt Guides & Tips
Plain-English articles on debt, budgeting,
and getting out from under it.
35 articles
Living Paycheck to Paycheck? Start Here
If every dollar is spoken for before you earn it, here's a step-by-step plan to break the cycle and build a buffer.
Holiday Spending Plan: Avoid January Debt Regret
Set a holiday spending limit now so you don't start the new year in debt. Here's a simple plan.
Back-to-School Budgeting Without Going Into Debt
School supplies, tuition, and fees add up fast. Here's how to budget for back-to-school without borrowing.
Debt Consolidation Loan vs. Home Equity Loan
Both can simplify your debt — but they work very differently. Here's a side-by-side breakdown.
Stop the Anxiety When Checking Your Balance
Financial anxiety is real. Here's how to face your numbers without the shame spiral and take back control.
Tax Refund: Spend, Save, or Pay Off Debt?
Your tax refund is a one-time chance to get ahead. Here's how to allocate it for maximum financial impact.
Recession-Proof Your Finances Now
You can't predict a recession, but you can prepare for one. Here's a practical checklist to protect your money.
New Year Financial Reset: Clear Debt Fast
Holiday spending hangover? Here's a step-by-step plan to clear that debt before spring and start fresh.
HELOC vs Personal Loan for Debt Consolidation
A HELOC offers lower rates but puts your home at risk. Here's how to weigh the tradeoff.
Side Hustles That Actually Help Pay Off Debt
Not all side hustles are worth your time. These are the ones that actually accelerate debt payoff.